Tuesday, 4 November 2014

How to Save Money and Get Discount Car Insurance in Colorado

How to Save Money and Get Discount Car Insurance in Colorado

Owning and operating a motor vehicle has never been more expensive than it is right now. With the ever-increasing price of gasoline, the skyrocketing cost of new vehicles and the registration and licensing fees 

we all have to pay, finding a car related bargain is always welcome. In Colorado when you are looking for discount car insurance there are a few things to keep in mind
o Carefully consider the level of coverage you actually need. In Colorado there is a minimum amount of auto insurance that is required by law. You absolutely have to have $25,000 in liability insurance per person. In addition the law states you carry $50,000 per accident coverage along with an additional $15,000 in property damage. You can save money by only purchasing this must-have insurance
o Once you pay off the loan on your vehicle, remove any extra damage coverage you have. This can save a substantial amount in premiums. The same is true of older vehicles. If you are still carrying damage coverage, consider removing it completely
o If you've got teenagers on your policy ensure that they take a driver's training course that is recognized by the State of Colorado. This training can really help reduce the amount of premiums you'll be required to pay.
Above all else do some comparison shopping when it comes to auto insurance. With all of the different companies that offer car insurance in Colorado the competition is stiff. This is good news for a motorist who is trying to save themselves some money. Get some price quotes, compare the different coverage and make a decision based on not only the monetary bottom line but the reputation of the insurance company. Once
 you do that you'll be protected and happy that you kept a little extra money in your own pocket

By Angela Farnsworth

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